TRANSITION FINANCe

Finance customers’ shift to low-carbon operations with emissions tracking

Financial Institutions use ESG Book to grow sustainability-linked loan volume with verified borrower emissions data and track client progress against their transition plans.

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Partner to Financial Institutions supporting the transition to a low-carbon economy
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The Challenge

Financial Institutions have a hard time accessing forward-looking borrower emissions data. Existing data is often patchy or buried in disclosures.

Without reliable data, underwriting sustainability-linked loans is difficult, and tracking borrower progress is manual, if it happens at all.

ESG Book helps Financial Institutions grow their sustainability loan book by making it easy to request and collect validated borrower emissions data for accurate underwriting and progress tracking
DATA ORIGINATION

Access borrower emissions & targets

Collect both public and private borrower disclosures, along with forward-looking targets. Use this combined data in your scoring models to inform lending decisions.

Access baseline emissions and other public sustainability data on 76,000 companies, including 500+ metrics on 10,000 companies, covering hard-to-abate sectors, EU Taxonomy alignment, and Scope 1–3 estimates

ESG disclosure dashboard showing frameworks, reporting periods, and completed data
DATA VALIDATION

Validate borrower data automatically

Standardise borrower data for integration into underwriting, risk models, and reporting, while reducing reliance on self-reported figures.

Catch errors before they become issues with real-time validation, automated consistency checks, and source documentation linked to every data point.

TotalEnergies climate analytics dashboard showing greenhouse gas emissions breakdown
DATA EXTRACTION

Track borrower progress

Public data is updated daily, and private borrower data is refreshed as new information is added, so you track borrower progress against transition plans and identify missed commitments.

Data can be integrated into your internal systems via API, Snowflake, AWS, GCP, SFTP, and can also be accessed via CSV or through the ESG Book web platform.

ESG reporting interface showing Apple Inc. requests and frameworks
HOW IT WORKS

Streamline your transition financing with ESG Book

1
Upload your borrower information to ESG Book and select the data you need for underwriting.
2
ESG Book fills portfolio gaps using publicly available data and private data directly sourced from the company.
3
Next, we validate disclosures using automated check, standardise units and link to source documentation.
4
Export or sync via Snowflake, AWS, GCP, or API, and use in your risk models to inform lending decisions.​
5
Monitor borrower progress against targets, and trigger follow-ups if covenants are missed.
client quote

“As the demand for reliable and comparable climate-related information continues to grow, a standardised data request and reporting template is essential...This is especially valuable when requesting data from privately held companies, where these disclosures are often limited."

Roy Choudhury
Managing Director and Senior Partner, BCG.
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